A stucco and stone house on a wooded lot under a blue sky, the kind of newer construction found across south Charlotte
Haus of Sanctuary  ·  Where to live  ·  Ballantyne
28277 · Charlotte, Mecklenburg County · inside the I-485 ring

Living in Ballantyne, Charlotte NC: what a home costs, what the city charges in tax, and how short the drive really is.

Search "Ballantyne" and you get hotels and a spa. This page is about the houses: the $644k typical sale, the city tax bill worked out, the 26-minute drive to Uptown and to the airport, and the one trade-off the listing photos never show.

Which part of Charlotte fits you? →Watch the 19-minute class
By Eridania M. Bonilla · updated 12 October 2026
South Charlotte, NC · illustrative, not a listing
The short answer

Ballantyne is ZIP 28277, inside the Charlotte city limits at the south end of the I-485 ring. The typical sale there was $644k on about 950 homes a year, the second-largest ZIP in the region's $500k–$1.5M band after Waxhaw's. Because it is inside the city, the property tax is Charlotte's: 76.68¢ per $100 of assessed value, or $5,751 a year on a $750,000 assessment, plus the city's $120.30 curbside fee.

The drive is the reason people choose it: 26 minutes to Uptown and 26 to the airport on a free-flow map estimate, with I-485 at Johnston Road. The trade-off is that 76.68¢ is the highest combined rate of the six areas we compare, and Mecklenburg's next revaluation lands in 2027.

Typical sale: Redfin, Jun 2025–May 2026. Tax: FY2025-26, per $100 of assessed value, county + city only. Drive: OSRM free-flow routing, 12 Oct 2026. Sources at the foot of the page.

The numbers

What does a home cost in Ballantyne?

One ZIP, one tax rate, a lot of volume: $644k on about 950 homes in twelve months, more than Matthews and Mint Hill together. For the six-area view, go up to where to live in Charlotte.

Typical sale · ZIP 28277
$644k

About 950 residential sales a year, Jun 2025–May 2026. The second-largest ZIP in Charlotte's $500k–$1.5M band.

Charlotte, whole city, for scale$425k · ~11,400 sales
Waxhaw, Marvin & Weddington, 28173$731k · ~1,000 sales
Mooresville & Lake Norman, 28117$644k · ~820 sales
Carmel & south Charlotte, 28226, next door$659k · ~570 sales
Property tax · FY2025-26 · county + city, per $100
WhereRateOn $750kOn $1M
Ballantyne, in Charlotte (49.27 + 27.41)76.68¢$5,751$7,668
Matthews, for scale (49.27 + 27.95)77.22¢$5,792$7,722
Mint Hill, for scale (49.27 + 22.50)71.77¢$5,383$7,177
Weddington, for scale (43.42 + 3.5)46.92¢$3,519$4,692

On the typical $644k sale the county and city line is $4,938 a year. Charlotte adds a $120.30 curbside solid-waste fee and a $30 vehicle fee per car; fire and stormwater charges are separate and vary by parcel.

Drive, free-flow, centre to centre (OSRM, 12 Oct 2026): Johnston Road at Ballantyne Commons Parkway to Trade & Tryon 26 min / 16.5 mi, to the CLT terminal 26 min / 14.7 mi. The Charlotte Regional Business Alliance quotes an average of about 20 minutes to the airport for Uptown, South End, Ballantyne and SouthPark. These are the off-peak floor; no published morning-peak matrix exists.

A pale house with a columned porch at dusk, illustrative of the larger resale homes in south Charlotte
Illustrative · not a specific listing
What's there

What is actually in Ballantyne?

  • The corporate campusAbout 4.4 million square feet of office, per the district's own site. It is why the name returns hotels before houses in search: the campus came first and the houses grew up around it.
  • Ballantyne ReimaginedThe redevelopment of the campus core. The first phase broke ground in May 2021; Stream Park, about 6 acres, and the TD Amphitheater opened in September 2023; The Bowl's tenants opened through 2024 and 2025; Oro Ballantyne, a 26-storey apartment tower, opened in late 2025; and a Wegmans opens on 14 October 2026.
  • Novant Health Ballantyne Medical CenterA 36-bed hospital at 10905 Providence Road West, opened in 2023. The next hospital south is Atrium Health Union West in Waxhaw, 40 beds, 2022.
  • The greenwaysThe Lower McAlpine, McMullen and Four Mile Creek network runs 7.3 miles through the area, including the Ballantyne Connector Trail, per Mecklenburg County Park and Recreation.
  • The roadI-485 at Johnston Road. The ring road is the first highway you reach, and why Uptown and the airport are the same 26 minutes in opposite directions.

Check the assigned schools for any address at Charlotte-Mecklenburg Schools' "Find My School". Assignments are by address and change; this page states no opinion on any school.

The honest trade-off

What do you give up for the 26-minute drive?

Three things, and the first one is printed on the tax bill.

  • The city rateBallantyne is inside Charlotte's limits, so the bill carries the county's 49.27¢ and the city's 27.41¢: 76.68¢ combined, the highest of the six areas on the hub. Weddington, across the Union County line, is 46.92¢. On a $1,000,000 assessment that is $7,668 here against $4,692 there, $2,976 a year before fees. That money buys the drive; whether it is worth it depends on how many days a week you make it.
  • The 2027 revaluationMecklenburg County reappraises every parcel in 2027, with notices going out early that year. The next bill is a function of the new value and the rate set after it, and neither is known yet. Read the current bill as the floor of a range, not a fixed cost.
  • No new community to buy intoWe could not find a large new for-sale community in 28277 on a readable builder page at publication. What is being built here is the district: apartments, the park, the amphitheatre, the grocery. If "new construction" is the brief, the volume is in Waxhaw and Marvin and around the lake; the houses here are mostly resale.

Mecklenburg County FY2025-26 Jurisdiction Tax Rate Chart · Mecklenburg County Assessor, revaluation page · goballantyne.com · OSRM routing, 12 Oct 2026.

The tax, worked out

What is the property tax in Ballantyne, on a real number?

For FY2025-26 Mecklenburg County charges 49.27¢ per $100 of assessed value and the City of Charlotte 27.41¢, 76.68¢ combined. The arithmetic is rate × assessed value ÷ 100, so the three bills that matter here are:

Assessed valueCounty 49.27¢City 27.41¢Combined 76.68¢
$644,000, the typical sale$3,173$1,765$4,938
$750,000$3,695$2,056$5,751
$1,000,000$4,927$2,741$7,668

Add the city's $120.30 curbside solid-waste fee and the $30 vehicle fee per car, both on the same chart. Stormwater and any fire or service-district charges are separate lines and vary by parcel, which is why the only bill worth trusting is last year's bill on the parcel you are offering on.

Three dates belong next to those numbers. The county's FY2027 rate was adopted unchanged at 49.27¢ on 2 June 2026. On 8 June 2026 Charlotte's council adopted a 1.89¢ increase in its FY2027 budget, per WSOC; the city did not state the resulting rate on a readable page, so we show the FY2025-26 chart and note the city half is about 1.89¢ higher this year, roughly $142 more on $750,000. Then the revaluation: Mecklenburg reappraises in 2027 and mails notices early that year, after which county and city set new rates against the new values. Union County went through that cycle in 2025; the Waxhaw page shows what it did to the rate.

Mecklenburg County FY2025-26 Jurisdiction Tax Rate Chart · Mecklenburg County, FY2027 budget adoption, 2 Jun 2026 · WSOC, Charlotte FY2027 budget, 8 Jun 2026 · Mecklenburg County Assessor, revaluation.

The drive

How far is Ballantyne from Uptown and the airport?

From Johnston Road at Ballantyne Commons Parkway it is 16.5 miles and about 26 minutes to Trade and Tryon in Uptown, and 14.7 miles and about 26 minutes to the Charlotte Douglas terminal, both on a free-flow routing run on 12 October 2026. The symmetry is the geography: I-485 is right there, and the airport is around the ring to the west.

Hold two things against those numbers. No published point-to-point peak-hour matrix exists for Charlotte; CRTPO, the regional planning body, maps only tract-average commutes, most of them in the 21-to-30-minute band. So 26 is the off-peak floor, and any morning figure on a listing site is somebody's assumption. The Charlotte Regional Business Alliance quotes about 20 minutes to the airport for Uptown, South End, Ballantyne and SouthPark, consistent with the floor and no more precise than it.

If the week has Uptown days in it, drive Johnston Road and I-485 at 8 a.m. before you choose a street. The difference between Ballantyne and Waxhaw is 13 minutes each way on the map and more at the hour that counts; between Ballantyne and Myers Park it is 18 minutes and about $600,000.

OSRM free-flow routing, 12 Oct 2026 · CRTPO 2040 MTP, travel patterns chapter (via search) · Charlotte Regional Business Alliance, "Charlotte Douglas International Airport: a gateway to growth".

Before you offer

What should you check before you offer on a house in Ballantyne?

Inside the city limits the questions are usually about the house and the association rather than the well, though you confirm water and sewer service on the parcel anyway.

  • The HOA documentsIf the house is in a subdivision with an association, the covenants, the dues, the reserve study and the last two years of meeting minutes go in before the offer. Read the fine schedule and the architectural rules before you fall for the kitchen.
  • The creek and the floodplainThe greenways run along creeks, which is what makes them lovely and what puts some lots near a mapped floodplain. Look the address up on the FEMA Flood Map Service Center and ask the lender whether flood insurance is required; a creek-side lot is not a problem, an unbudgeted policy is.
  • Last year's tax billNot the rate, the bill: the parcel's assessed value, the county and city lines, the fees. If the assessed value is far below what you are paying, expect the 2027 revaluation to close the gap.
  • Resale, not newWith no large new community for sale that we could find, most houses here are resale, and a resale inspection is the full list: roof, HVAC, crawlspace or slab, water heater, windows. The mistakes list has the order.

Mecklenburg County FY2025-26 Jurisdiction Tax Rate Chart · Mecklenburg County Park and Recreation, greenways · FEMA Flood Map Service Center.

A year of selling here

How many homes sell in Ballantyne in a year?

About 950, on Redfin's count of residential sales in ZIP 28277 from June 2025 to May 2026: roughly 79 a month, or 18 a week, so there is always something new to see and the ones you liked last month are usually gone. For scale, the whole City of Charlotte traded about 11,400 homes at a typical $425k in the same twelve months; Ballantyne is around one in twelve of the city's sales at half again the city's price.

The neighbours in the same band show where the volume is: Waxhaw, Marvin and Weddington moved about 1,000 homes at $731k; Lake Norman's 28117 about 820 at the same $644k; Carmel and south Charlotte's 28226, next door, about 570 at $659k. ZIPs whose typical sale sits between $500k and $750k hold a third of the region's sales.

Redfin Data Center, ZIP 28277, 28173, 28117 and 28226 and the Charlotte city tracker, residential sales Jun 2025–May 2026.

The same budget, three places

What does $644k buy in Ballantyne versus Waxhaw or Lake Norman?

In 28277, $644k is the middle of the market. In Waxhaw's ZIP it sits under the $731k typical; on Lake Norman's 28117 it is the same middle as here. The house looks different in each, and so does the tax line on the same number.

28277 · Mecklenburg

Ballantyne

$644ktypical sale · the middle of this market
County + city tax on $644k: $4,938
26 min to Uptown and to CLT
28173 · Union County

Waxhaw, Marvin & Weddington

$731ktypical sale · $644k is under the middle
County + town tax on $644k: $3,022 Weddington · $3,159 Marvin · $4,664 Waxhaw
Living in Waxhaw
28117 · Iredell County

Mooresville & Lake Norman

$644ktypical sale · the same middle
Tax on $644k: $3,220 county-only outside town · $7,333 inside Mooresville with the school supplement
Living in Lake Norman

For the same exercise across four areas at one budget, read what $700k buys in Charlotte; for the full line-item picture, the cost of living in Charlotte.

Eridania M. Bonilla
Your guide
Eridania M. Bonilla

REALTOR® with Better Homes and Gardens Real Estate Paracle. I work with people moving to Charlotte and within it, in English and in Spanish, and I would rather you see the tax bill and the HOA minutes before the kitchen. More about Eri.

Sixty seconds, no pressure

Which part of Charlotte fits you?

Budget, drive, land, new or old, the lake. Five questions, one of six areas, the numbers attached.

Which part of Charlotte fits you? → Selling there and buying here? Watch the 19-minute class
Frequently asked

The questions people type.

Is Ballantyne a good place to live?

That depends on what you need from a house, so here is what is there rather than an adjective. ZIP 28277 traded at a typical $644k on about 950 homes a year, 26 minutes from Uptown and 26 from the airport with no traffic, with I-485 at Johnston Road. There is a 36-bed hospital, 7.3 miles of greenway and an office campus being rebuilt with a park, an amphitheatre and a Wegmans. Property tax is Charlotte's 76.68¢ per $100, the highest of the six areas we compare. If those numbers fit your week, it fits.

What is the property tax in Ballantyne, NC?

Ballantyne is in the City of Charlotte, so for FY2025-26 the rate is Mecklenburg County's 49.27¢ plus Charlotte's 27.41¢: 76.68¢ per $100 of assessed value. That is $4,938 a year on the typical $644,000 sale, $5,751 on $750,000 and $7,668 on $1,000,000, plus a $120.30 curbside fee and $30 per vehicle. The county held 49.27¢ for FY2027; the city adopted a 1.89¢ increase in June 2026; Mecklenburg reappraises in 2027.

How far is Ballantyne from Uptown Charlotte and the airport?

About 16.5 miles and 26 minutes to Trade and Tryon, and 14.7 miles and 26 minutes to the Charlotte Douglas terminal, from Johnston Road at Ballantyne Commons Parkway on a free-flow routing run on 12 October 2026. These are an off-peak floor; no published morning-peak matrix exists.

Is there new construction in Ballantyne?

Not a large new for-sale community that we could find on a readable builder page at publication. The construction in Ballantyne is the district: Stream Park and the TD Amphitheater in 2023, The Bowl's tenants in 2024 and 2025, the 26-storey Oro apartment tower in late 2025 and a Wegmans opening 14 October 2026. For new detached-home communities, the volume is in Waxhaw and Marvin and around Lake Norman.

What schools are Ballantyne homes assigned to?

Charlotte-Mecklenburg Schools assigns by address. Check any address at CMS "Find My School". Assignments change, so check the exact address of the house, not the subdivision. This page states no opinion on any school.

Sources

Every number on this page, and where it came from.

  1. Redfin Data Center, ZIP 28277 (with 28173, 28117 and 28226 and the Charlotte city tracker for scale), residential sales Jun 2025–May 2026 (release of 2 Jun 2026). "Typical sale" is the sales-weighted median of monthly medians; ZIP rows are four non-overlapping 90-day windows summed. Read 11 Oct 2026.
  2. Mecklenburg County, FY2025-26 Jurisdiction Tax Rate Chart: county 49.27¢ + Charlotte 27.41¢ = 76.68¢; Matthews 77.22¢; Mint Hill 71.77¢; Charlotte curbside solid-waste fee $120.30; Charlotte vehicle fee $30. Read 12 Oct 2026.
  3. Mecklenburg County, FY2027 operating budget adopted, 2 Jun 2026: county rate unchanged at 49.27¢. Charlotte FY2027 budget, adopted 8 Jun 2026, with a 1.89¢ rate increase (WSOC report; the city's own release was not readable). The resulting city rate is not stated on a readable page; the $142 figure is arithmetic on $750,000. Read 12 Oct 2026.
  4. Mecklenburg County Assessor, revaluation: next revaluation 2027, notices early 2027. Read 12 Oct 2026.
  5. Town of Weddington, proposed budget FY2026, 3.5¢ on Union County's 43.42¢ (The Charlotte Weekly, 16 Jun 2026), used for the Weddington comparison; Marvin 5.63¢ (Village of Marvin, Taxes); Waxhaw about 29¢ (town FY2026-27 budget summary). Read 12 Oct 2026.
  6. Iredell County, tax rates: county 50¢, Mooresville 48.36¢, Mooresville Graded School District 15.5¢, used for the Lake Norman comparison. Read 12 Oct 2026.
  7. Ballantyne, district site: about 4.4 million square feet of office. Ballantyne Reimagined: first phase broke ground May 2021; Stream Park (6 acres) and TD Amphitheater opened September 2023; The Bowl tenants 2024–25; Oro Ballantyne, 26 storeys, late 2025; Wegmans opening 14 Oct 2026. Read 12 Oct 2026.
  8. Novant Health, facility information: Ballantyne Medical Center, 36 beds, 10905 Providence Rd W, 2023. Atrium Health: Union West, 40 beds, opened 23 Feb 2022. Read 12 Oct 2026.
  9. Mecklenburg County Park and Recreation, greenways: Lower McAlpine, McMullen and Four Mile Creek network, 7.3 miles including the Ballantyne Connector Trail. Read 12 Oct 2026.
  10. Charlotte Regional Business Alliance, "Charlotte Douglas International Airport: a gateway to growth": "average drive to the airport is just 20 minutes" for Uptown, South End, Ballantyne and SouthPark. Read 12 Oct 2026.
  11. Drive times and distances: OSRM free-flow routing from Johnston Rd at Ballantyne Commons Pkwy to Trade & Tryon and the CLT terminal, run 12 Oct 2026. I-485 access at Johnston Rd via Novant Health's directions page (search only). CRTPO 2040 Metropolitan Transportation Plan, travel-patterns chapter: tract-average commutes, most 21–30 minutes (search only; the PDF was not readable at publication). No published point-to-point peak matrix exists.
  12. Charlotte-Mecklenburg Schools, "Find My School" address lookup, linked from cmsk12.org. Read 12 Oct 2026.

Tax bills shown are rate × assessed value ÷ 100 at the county + municipal rate only; solid-waste, vehicle, stormwater, fire-district and service-district fees are additional and vary by parcel. Figures were current at publication and change on each budget and revaluation cycle. Facts on this page describe homes, land, roads, taxes and institutions, never the people of any area. Not tax, legal or lending advice. Equal Housing Opportunity.

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